When a bank or any other financial institution considers the approval of funds to its client, an essential part of that process is the analysis of the company's operations by departments specialized in financial analysis and credit risk analysis.
Lack of money, that is, lack of working capital, can put a small company in an unpleasant situation very quickly (see the previous text here). Proof of this is the numerous questions and comments we often receive from our clients and associates. It is no longer enough to be "ready for what is coming".
Interest rates are rising, bills are piling up, the amounts paid for certain living expenses have doubled. The situation looks familiar. Not so long ago, a little more than a decade ago, something very similar happened. Then as now – cash was king.